/* =================================================================
   Fisher Investments – Landing Page Styles
   Design-System: Premium Private Banking / FinTech
   Farben: Dunkelblau, Weiß, Gold-Akzent, dezente Grautöne
   ================================================================= */

/* ----------------------------- Tokens ------------------------- */
:root {
  /* Farben */
  --navy-900: #0a1733;
  --navy-800: #0f2147;
  --navy-700: #16305f;
  --navy-600: #1e3a78;
  --gold-500: #c8a04a;
  --gold-400: #d8b667;
  --gold-300: #e7cd92;
  --white:    #ffffff;
  --gray-50:  #f6f8fb;
  --gray-100: #eef2f7;
  --gray-200: #dde4ee;
  --gray-400: #9aa6b8;
  --gray-600: #5c6b82;
  --gray-800: #2b3850;
  --ink:      #16203a;

  /* Typografie */
  --font-head: "Playfair Display", Georgia, serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;

  /* Layout */
  --container: 1180px;
  --radius: 16px;
  --radius-sm: 10px;
  --shadow-sm: 0 4px 14px rgba(10, 23, 51, .06);
  --shadow-md: 0 14px 40px rgba(10, 23, 51, .10);
  --shadow-lg: 0 24px 60px rgba(10, 23, 51, .18);
  --transition: .35s cubic-bezier(.4, 0, .2, 1);
}

/* ----------------------------- Reset -------------------------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4 { font-family: var(--font-head); font-weight: 700; line-height: 1.15; color: var(--navy-900); margin: 0 0 .5em; }

/* ----------------------------- Layout ------------------------- */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.narrow-container { max-width: 820px; }
.section { padding: 96px 0; }
.section-alt { background: var(--gray-50); }

.section-head { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.section-head h2 { font-size: clamp(1.9rem, 4vw, 2.8rem); }
.section-sub { color: var(--gray-600); font-size: 1.1rem; }
.section-sub.light { color: rgba(255,255,255,.8); }

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  font-size: .76rem;
  color: var(--gold-500);
  margin-bottom: 14px;
}
.eyebrow.light { color: var(--gold-400); }

.fineprint { font-size: .82rem; color: var(--gray-400); }
.fineprint.center { text-align: center; max-width: 680px; margin: 24px auto 0; }
.fineprint code { background: var(--gray-100); padding: 2px 6px; border-radius: 4px; font-size: .8rem; }

/* ----------------------------- Buttons ------------------------ */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--font-body); font-weight: 600; font-size: .98rem;
  padding: 13px 26px; border-radius: 999px; border: 1.5px solid transparent;
  cursor: pointer; transition: var(--transition); white-space: nowrap;
}
.btn-sm { padding: 9px 18px; font-size: .9rem; }
.btn-lg { padding: 16px 34px; font-size: 1.05rem; }
.btn-block { width: 100%; }
.btn-primary { background: var(--gold-500); color: var(--navy-900); box-shadow: 0 8px 22px rgba(200,160,74,.32); }
.btn-primary:hover { background: var(--gold-400); transform: translateY(-2px); box-shadow: 0 12px 30px rgba(200,160,74,.42); }
.btn-ghost { background: transparent; color: var(--white); border-color: rgba(255,255,255,.4); }
.btn-ghost:hover { background: rgba(255,255,255,.1); border-color: var(--white); }
.section .btn-ghost { color: var(--navy-700); border-color: var(--navy-700); }

/* ----------------------------- Header ------------------------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.86); backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-200);
  transition: var(--transition);
}
.site-header.scrolled { box-shadow: var(--shadow-sm); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 74px; }

.brand { display: flex; align-items: center; gap: 12px; font-weight: 700; }
.brand-mark {
  display: grid; place-items: center; width: 40px; height: 40px; border-radius: 10px;
  background: linear-gradient(135deg, var(--navy-700), var(--navy-900));
  color: var(--gold-400); font-family: var(--font-head); font-size: 1.05rem;
  border: 1px solid var(--gold-500);
}
.brand-name { font-family: var(--font-head); font-size: 1.2rem; color: var(--navy-900); }
.brand-light .brand-name { color: var(--white); }

.main-nav { display: flex; align-items: center; }
.nav-list { display: flex; align-items: center; gap: 28px; }
.nav-list a { font-weight: 500; color: var(--gray-800); transition: color .2s; }
.nav-list a:hover { color: var(--gold-500); }
.nav-list .btn-primary:hover { color: var(--navy-900); }

.nav-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav-toggle span { width: 24px; height: 2px; background: var(--navy-900); transition: var(--transition); }

/* ----------------------------- Hero --------------------------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(1200px 600px at 80% -10%, rgba(200,160,74,.18), transparent 60%),
    linear-gradient(160deg, var(--navy-900), var(--navy-700) 70%);
  color: var(--white);
  padding: 110px 0 120px;
}
.hero-inner { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.hero-title { color: var(--white); font-size: clamp(2.4rem, 5.5vw, 4rem); margin-bottom: 22px; }
.hero-title .accent { color: var(--gold-400); }
.hero-lead { font-size: 1.2rem; color: rgba(255,255,255,.82); max-width: 560px; margin-bottom: 32px; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 16px; margin-bottom: 22px; }
.hero-disclaimer { font-size: .82rem; color: rgba(255,255,255,.55); max-width: 480px; }

/* Glass-Karte */
.glass-card {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.18);
  border-radius: var(--radius); padding: 28px; backdrop-filter: blur(14px);
  box-shadow: var(--shadow-lg);
}
.gc-header { display: flex; justify-content: space-between; align-items: center; font-size: .9rem; color: rgba(255,255,255,.75); margin-bottom: 8px; }
.gc-badge { display: inline-flex; align-items: center; gap: 6px; font-size: .7rem; padding: 3px 10px; border-radius: 999px; background: rgba(200,160,74,.2); color: var(--gold-300); border: 1px solid rgba(200,160,74,.4); }
.gc-pulse { width: 7px; height: 7px; border-radius: 50%; background: #7be0a4; animation: gc-pulse 2s ease-in-out infinite; }
@keyframes gc-pulse { 0%,100% { opacity: 1; box-shadow: 0 0 0 0 rgba(123,224,164,.5); } 50% { opacity: .7; box-shadow: 0 0 0 4px rgba(123,224,164,0); } }
.gc-value { font-family: var(--font-head); font-size: 2.6rem; color: var(--white); margin-bottom: 6px; display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; }
.gc-trend { font-family: var(--font-body); font-size: .82rem; font-weight: 600; color: #7be0a4; }
.gc-spark { margin: 0 0 18px; }
.gc-spark svg { width: 100%; height: 52px; display: block; }
.gc-row { display: flex; justify-content: space-between; font-size: .92rem; color: rgba(255,255,255,.85); margin-bottom: 6px; }
.gc-row strong { color: var(--white); }
.gc-bar { height: 8px; border-radius: 999px; background: rgba(255,255,255,.12); margin-bottom: 16px; overflow: hidden; }
.gc-bar-fill { display: block; height: 100%; border-radius: 999px; background: linear-gradient(90deg, var(--gold-400), var(--gold-500)); }
.gc-bar-fill.alt { background: linear-gradient(90deg, #6f91d6, #3c63ad); }
.gc-interest { padding-top: 10px; border-top: 1px solid rgba(255,255,255,.12); }
.gc-plus { color: #7be0a4 !important; }
.gc-foot { font-size: .74rem; color: rgba(255,255,255,.5); margin-top: 10px; }

/* ----------------------------- Trust-Bar ---------------------- */
.trust-bar { background: var(--navy-900); color: var(--white); padding: 48px 0 36px; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.stat { padding: 12px; }
.stat-number { display: block; font-family: var(--font-head); font-size: 2.6rem; color: var(--gold-400); line-height: 1; }
.stat-label { display: block; margin-top: 8px; font-size: .92rem; color: rgba(255,255,255,.72); }
.trust-bar .fineprint { color: rgba(255,255,255,.45); text-align: center; margin-top: 18px; }

/* ----------------------------- Cards -------------------------- */
.card-grid { display: grid; gap: 28px; }
.card-grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.card-grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.card-grid.narrow { max-width: 760px; margin: 0 auto; }

.card {
  background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius);
  padding: 34px 30px; box-shadow: var(--shadow-sm); transition: var(--transition);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: var(--gold-300); }
.card-icon { width: 56px; height: 56px; display: grid; place-items: center; border-radius: 14px; background: var(--navy-900); color: var(--gold-400); margin-bottom: 20px; }
.card-icon svg { width: 26px; height: 26px; }
.card:hover .card-icon { background: var(--gold-500); color: var(--navy-900); transition: var(--transition); }
.card h3 { font-size: 1.25rem; }
.card p { color: var(--gray-600); margin: 0; font-size: .98rem; }

/* ----------------------------- Process ------------------------ */
.process { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; counter-reset: step; }
.process-step {
  position: relative; background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); padding: 30px 26px 26px; box-shadow: var(--shadow-sm);
  transition: var(--transition);
}
.process-step:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.step-no {
  display: grid; place-items: center; width: 46px; height: 46px; border-radius: 12px;
  background: linear-gradient(135deg, var(--navy-700), var(--navy-900));
  color: var(--gold-400); font-family: var(--font-head); font-size: 1.3rem; margin-bottom: 16px;
}
.process-step h3 { font-size: 1.15rem; }
.process-step p { color: var(--gray-600); margin: 0; font-size: .95rem; }

/* ----------------------------- Split sections ----------------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.split.reverse .split-text { order: 2; }
.split-text h2 { font-size: clamp(1.8rem, 3.6vw, 2.6rem); }
.split-text p { color: var(--gray-600); }

.check-list { display: grid; gap: 12px; margin: 22px 0 28px; }
.check-list li { position: relative; padding-left: 32px; color: var(--gray-800); }
.check-list li::before {
  content: "✓"; position: absolute; left: 0; top: 1px;
  width: 22px; height: 22px; border-radius: 50%; display: grid; place-items: center;
  background: var(--gold-500); color: var(--navy-900); font-size: .8rem; font-weight: 700;
}

/* Mock-Dashboard-Visual */
.mock-dashboard { background: linear-gradient(165deg, #10224a, var(--navy-900) 70%); border-radius: var(--radius); padding: 26px; box-shadow: var(--shadow-lg); border: 1px solid rgba(255,255,255,.08); }
.md-top { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 22px; }
.md-card { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: var(--radius-sm); padding: 14px 10px; text-align: center; }
.md-card-hero { background: rgba(200,160,74,.12); border-color: rgba(200,160,74,.35); }
.md-card span { display: block; font-size: .7rem; color: rgba(255,255,255,.6); letter-spacing: .04em; text-transform: uppercase; margin-bottom: 3px; }
.md-card strong { color: var(--white); font-size: 1.05rem; font-variant-numeric: tabular-nums; }
.md-sub { display: block; font-style: normal; font-size: .72rem; margin-top: 2px; color: rgba(255,255,255,.55); }
.md-chart { display: flex; align-items: center; gap: 24px; }
.md-donut {
  width: 130px; height: 130px; border-radius: 50%; flex-shrink: 0;
  background: conic-gradient(var(--gold-500) 0 50%, #3c63ad 50% 100%);
  -webkit-mask: radial-gradient(circle 42px at center, transparent 98%, #000 100%);
          mask: radial-gradient(circle 42px at center, transparent 98%, #000 100%);
  box-shadow: 0 8px 30px rgba(0,0,0,.3);
}
/* 5-Positionen-Donut: Apple 28 % | Mercedes 22 % | Allianz 20 % | Amazon 16 % | Tesla 14 % */
.md-donut-5 {
  background: conic-gradient(
    var(--gold-500) 0 28%,
    #3c63ad 28% 50%,
    #5bbf9c 50% 70%,
    #b5657f 70% 86%,
    #7d6fc0 86% 100%
  );
}
.md-legend { flex: 1; min-width: 0; }
.md-legend li { color: rgba(255,255,255,.88); font-size: .88rem; display: flex; align-items: center; gap: 8px; margin-bottom: 9px; flex-wrap: wrap; font-weight: 600; }
.md-legend-val { display: block; width: 100%; margin-left: 20px; color: rgba(255,255,255,.65); font-size: .78rem; font-variant-numeric: tabular-nums; font-weight: 500; }
.dot { width: 12px; height: 12px; border-radius: 3px; display: inline-block; flex-shrink: 0; }
.dot-1 { background: var(--gold-500); }
.dot-2 { background: #3c63ad; }
.dot-3 { background: #5bbf9c; }
.dot-4 { background: #b5657f; }
.dot-5 { background: #7d6fc0; }

/* ----------------------------- Rate / Cash -------------------- */
.rate-cards { display: flex; gap: 18px; flex-wrap: wrap; margin: 8px 0 18px; }
.rate-card { flex: 1 1 180px; background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 24px; box-shadow: var(--shadow-sm); }
.rate-value { display: block; font-family: var(--font-head); font-size: 2rem; color: var(--navy-800); }
.rate-label { display: block; color: var(--gray-600); font-size: .92rem; margin-top: 4px; }
.info-panel { background: linear-gradient(160deg, var(--navy-800), var(--navy-900)); color: var(--white); border-radius: var(--radius); padding: 34px; box-shadow: var(--shadow-lg); border: 1px solid rgba(255,255,255,.08); }
.info-panel h3 { color: var(--white); }
.info-panel p { color: rgba(255,255,255,.8); margin: 0; }
.ip-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 24px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.14); }
.ip-stat { text-align: center; }
.ip-stat strong { display: block; font-family: var(--font-head); font-size: 1.3rem; color: var(--gold-400); line-height: 1.2; }
.ip-stat span { display: block; font-size: .76rem; color: rgba(255,255,255,.6); margin-top: 3px; }

/* ----------------------------- Price cards -------------------- */
.price-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 38px 30px; text-align: center; box-shadow: var(--shadow-sm); transition: var(--transition); }
.price-card.featured { border-color: var(--gold-500); box-shadow: var(--shadow-md); position: relative; }
.price-card.featured::after { content: "Empfohlen"; position: absolute; top: -13px; left: 50%; transform: translateX(-50%); background: var(--gold-500); color: var(--navy-900); font-size: .72rem; font-weight: 700; padding: 4px 14px; border-radius: 999px; letter-spacing: .04em; }
.pc-head { font-weight: 600; color: var(--gray-600); text-transform: uppercase; letter-spacing: .08em; font-size: .82rem; }
.pc-value { font-family: var(--font-head); font-size: 2.6rem; color: var(--navy-900); margin: 12px 0; }
.pc-desc { color: var(--gray-600); font-size: .95rem; }

/* ----------------------------- FAQ ---------------------------- */
.faq { display: grid; gap: 14px; }
.faq-item { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-sm); overflow: hidden; transition: var(--transition); }
.faq-item[open] { box-shadow: var(--shadow-sm); border-color: var(--gold-300); }
.faq-item summary { cursor: pointer; padding: 20px 24px; font-weight: 600; color: var(--navy-900); list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 16px; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-size: 1.5rem; color: var(--gold-500); transition: transform .3s; line-height: 1; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-body { padding: 0 24px 20px; color: var(--gray-600); }
.faq-body p { margin: 0; }

/* ----------------------------- CTA section -------------------- */
.section-cta { background: linear-gradient(160deg, var(--navy-800), var(--navy-900)); color: var(--white); }
.section-cta h2 { color: var(--white); }
.form-wrap { background: var(--white); color: var(--ink); border-radius: var(--radius); padding: 38px; box-shadow: var(--shadow-lg); max-width: 680px; margin: 0 auto; }

/* Fallback-Formular (nur außerhalb WordPress sichtbar) */
.contact-form { display: grid; gap: 16px; }
.contact-form label { display: grid; gap: 6px; font-weight: 500; font-size: .92rem; color: var(--gray-800); }
.contact-form input, .contact-form textarea {
  font-family: var(--font-body); font-size: 1rem; padding: 12px 14px;
  border: 1.5px solid var(--gray-200); border-radius: var(--radius-sm); transition: border-color .2s; width: 100%;
}
.contact-form input:focus, .contact-form textarea:focus { outline: none; border-color: var(--gold-500); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.consent { flex-direction: row; align-items: start; }
.consent { display: flex; gap: 10px; font-weight: 400; font-size: .85rem; color: var(--gray-600); }
.consent a { color: var(--navy-700); text-decoration: underline; }

/* ----------------------------- Legal -------------------------- */
.legal-body p { color: var(--gray-800); }
.legal-body a { color: var(--navy-700); text-decoration: underline; }
.legal-body h3 { margin-top: 32px; }
.placeholder-box { background: var(--gray-50); border: 1px dashed var(--gray-400); border-radius: var(--radius-sm); padding: 20px 22px; margin: 18px 0; }
.placeholder-box strong { color: var(--navy-700); }
.placeholder-box p { margin: 8px 0 0; font-size: .92rem; color: var(--gray-600); }

/* ----------------------------- Footer ------------------------- */
.site-footer { background: var(--navy-900); color: rgba(255,255,255,.75); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 36px; padding: 64px 24px 40px; }
.footer-col h4 { color: var(--white); font-family: var(--font-body); font-size: 1rem; margin-bottom: 16px; }
.footer-col ul { display: grid; gap: 10px; }
.footer-col a { color: rgba(255,255,255,.72); transition: color .2s; }
.footer-col a:hover { color: var(--gold-400); }
.footer-about { font-size: .92rem; max-width: 260px; margin-top: 16px; }
.footer-disclaimer { border-top: 1px solid rgba(255,255,255,.1); padding: 24px 0; background: var(--navy-900); }
.footer-disclaimer p { font-size: .8rem; color: rgba(255,255,255,.5); margin: 0 0 8px; }
.copyright { font-size: .8rem; }

/* ----------------------------- Reveal animation --------------- */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .7s ease, transform .7s ease; }
.reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ----------------------------- Multipage-Komponenten ---------- */

/* Hero-Trust-Liste (Landing) */
.hero-trust { display: flex; flex-wrap: wrap; gap: 18px; margin: 24px 0 0; }
.hero-trust li { color: rgba(255,255,255,.85); font-size: .92rem; font-weight: 500; }

/* Portal-Link in der Navigation */
.nav-portal { font-weight: 600; color: var(--navy-700); position: relative; }
.nav-portal::before { content: ""; display: inline-block; width: 7px; height: 7px; border-radius: 50%; background: #2fbd76; margin-right: 7px; vertical-align: middle; }

/* Zentrierter CTA unter Karten */
.center-cta { text-align: center; margin-top: 44px; }

/* Seiten-Hero für Unterseiten */
.page-hero {
  background:
    radial-gradient(900px 400px at 85% -20%, rgba(200,160,74,.16), transparent 60%),
    linear-gradient(160deg, var(--navy-900), var(--navy-700) 75%);
  color: var(--white); padding: 88px 0 72px;
}
.page-hero.compact { padding: 70px 0 50px; }
.page-hero h1 { color: var(--white); font-size: clamp(2rem, 5vw, 3.2rem); margin-bottom: 16px; }
.page-hero p { color: rgba(255,255,255,.82); font-size: 1.15rem; max-width: 640px; margin: 0; }

/* Leistungs-Karten (einheitlich, modern) */
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; align-items: stretch; }
.service-card { display: flex; flex-direction: column; background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 32px 30px; box-shadow: var(--shadow-sm); transition: var(--transition); }
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: var(--gold-300); }
.service-card.featured { border-color: var(--gold-400); box-shadow: var(--shadow-md); }
.service-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 22px; }
.service-icon { width: 60px; height: 60px; border-radius: 16px; display: grid; place-items: center; background: var(--navy-900); color: var(--gold-400); transition: var(--transition); }
.service-icon svg { width: 28px; height: 28px; }
.service-card:hover .service-icon { background: var(--gold-500); color: var(--navy-900); }
.service-tag { font-size: .74rem; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--gold-500); background: rgba(200,160,74,.1); padding: 5px 12px; border-radius: 999px; }
.service-card h2 { font-size: 1.5rem; margin-bottom: 12px; }
.service-card > p { color: var(--gray-600); margin: 0 0 18px; }
.service-card .check-list { margin: auto 0 0; }

/* Kundenstimmen */
.quote { position: relative; background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 34px 28px 28px; box-shadow: var(--shadow-sm); margin: 0; transition: var(--transition); display: flex; flex-direction: column; }
.quote:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); border-color: var(--gold-300); }
.quote::before { content: "\201C"; position: absolute; top: 14px; left: 24px; color: var(--gold-300); font-family: var(--font-head); font-size: 3.6rem; line-height: 1; pointer-events: none; }
.quote p { color: var(--ink); font-size: 1.02rem; line-height: 1.65; margin: 14px 0 20px; flex: 1; }
.quote footer { display: flex; flex-direction: column; padding-top: 16px; border-top: 1px solid var(--gray-100); }
.quote-name { font-weight: 700; color: var(--navy-900); }
.quote-role { font-size: .85rem; color: var(--gray-400); margin-top: 2px; }

/* Abschluss-CTA-Band */
.cta-band { text-align: center; max-width: 720px; }
.cta-band h2 { color: var(--white); font-size: clamp(1.8rem, 4vw, 2.6rem); }
.cta-band p { color: rgba(255,255,255,.82); font-size: 1.12rem; margin-bottom: 28px; }
.cta-band .fineprint.light { color: rgba(255,255,255,.55); margin-top: 16px; }

/* Kontakt-Layout */
.contact-layout { display: grid; grid-template-columns: 1.4fr .8fr; gap: 40px; align-items: start; }
.contact-aside { display: grid; gap: 22px; }
.contact-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow-sm); }
.contact-card h3 { font-size: 1.15rem; }
.contact-card a { color: var(--navy-700); text-decoration: underline; }
.contact-card-steps { margin-top: 18px; }
.next-steps { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.next-steps li { display: flex; align-items: flex-start; gap: 12px; color: var(--gray-800); font-size: .93rem; line-height: 1.5; }
.next-steps li span {
  flex: 0 0 auto; width: 26px; height: 26px; border-radius: 8px;
  display: grid; place-items: center; font-size: .82rem; font-weight: 700;
  background: var(--navy-900); color: var(--gold-400);
}
.trust-points { display: grid; gap: 12px; margin-top: 18px; }
.trust-points li { color: var(--gray-800); font-weight: 500; }

/* Login-Gate (Portal) */
.fisher-login-gate { max-width: 520px; margin: 80px auto; text-align: center; background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 48px 36px; box-shadow: var(--shadow-md); }
.fisher-login-gate p { color: var(--gray-600); font-size: 1.05rem; margin-bottom: 22px; }

/* Platzhalter-Listen in Rechtsseiten */
.placeholder-box ul { margin: 8px 0 0; padding-left: 18px; }
.placeholder-box li { font-size: .92rem; color: var(--gray-600); margin-bottom: 6px; }

/* Akzent auf dunklem Grund */
.accent-light { color: var(--gold-400); }

/* Feature-Karten mit Nummer */
.feature-card { position: relative; padding-top: 40px; }
.feature-num { position: absolute; top: 22px; right: 26px; font-family: var(--font-head); font-size: 2.4rem; color: var(--gray-100); line-height: 1; transition: var(--transition); }
.feature-card:hover .feature-num { color: var(--gold-300); }

/* Kennzahlen-Band */
.metrics-band { background: linear-gradient(135deg, var(--navy-900), var(--navy-700)); color: var(--white); padding: 64px 0; }
.metrics-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.metric-value { display: block; font-family: var(--font-head); font-size: 2.8rem; color: var(--gold-400); line-height: 1; white-space: nowrap; }
.metric-label { display: block; margin-top: 10px; color: rgba(255,255,255,.72); font-size: .95rem; }

/* Timeline (Prozess als Zeitstrahl) */
.timeline { position: relative; max-width: 760px; margin: 0 auto; padding-left: 8px; }
.timeline::before { content: ""; position: absolute; left: 27px; top: 8px; bottom: 8px; width: 2px; background: linear-gradient(var(--gold-400), var(--gray-200)); }
.tl-item { position: relative; display: grid; grid-template-columns: 56px 1fr; gap: 24px; padding: 0 0 38px; }
.tl-item:last-child { padding-bottom: 0; }
.tl-marker { position: relative; z-index: 1; width: 56px; height: 56px; border-radius: 50%; display: grid; place-items: center; background: var(--white); border: 2px solid var(--gold-400); color: var(--navy-900); font-family: var(--font-head); font-size: 1.4rem; box-shadow: var(--shadow-sm); transition: var(--transition); }
.tl-item:hover .tl-marker { background: var(--gold-500); color: var(--white); transform: scale(1.08); }
.tl-content { padding-top: 8px; }
.tl-content h3 { font-size: 1.3rem; margin-bottom: 6px; }
.tl-content p { color: var(--gray-600); margin: 0; }

/* Premium-Mockup (Portal-Vorschau) */
.mock-dashboard.premium { position: relative; overflow: hidden; }
.md-glow { position: absolute; top: -60px; right: -60px; width: 220px; height: 220px; border-radius: 50%; background: radial-gradient(circle, rgba(200,160,74,.35), transparent 70%); pointer-events: none; }
.md-card em { display: block; font-style: normal; font-size: .72rem; margin-top: 2px; }
.md-up { color: #7be0a4; }
.md-spark { margin: 4px 0 18px; }
.md-spark svg { width: 100%; height: 64px; display: block; }

/* Hover-Lift für alle Cards etwas markanter */
.glass-card { animation: float 6s ease-in-out infinite; }
@keyframes float { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }
@media (prefers-reduced-motion: reduce) { .glass-card { animation: none; } }

/* ----------------------------- Responsive --------------------- */
@media (max-width: 980px) {
  .metrics-grid { grid-template-columns: repeat(2, 1fr); gap: 32px 24px; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { max-width: 460px; }
  .card-grid.cols-3, .process { grid-template-columns: repeat(2, 1fr); }
  .service-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .split, .split.reverse { grid-template-columns: 1fr; gap: 36px; }
  .split.reverse .split-text { order: 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contact-layout { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
  .section { padding: 64px 0; }
  .nav-toggle { display: flex; }
  .nav-list {
    position: absolute; top: 74px; right: 0; left: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: var(--white); border-bottom: 1px solid var(--gray-200);
    box-shadow: var(--shadow-md); padding: 12px 24px 20px;
    max-height: 0; overflow: hidden; transition: max-height .35s ease, padding .35s ease;
  }
  .nav-list.open { max-height: 420px; padding: 12px 24px 20px; }
  .nav-list li { padding: 6px 0; }
  .nav-list .btn { width: 100%; margin-top: 8px; }
  .card-grid.cols-3, .card-grid.cols-2, .process, .stats-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .form-wrap { padding: 26px 20px; }
  .footer-grid { grid-template-columns: 1fr; }
  .nav-list.open { max-height: 520px; }
  .hero-trust { gap: 10px 18px; }
  .metrics-grid { grid-template-columns: 1fr 1fr; }
  .tl-item { grid-template-columns: 46px 1fr; gap: 16px; }
  .timeline::before { left: 22px; }
  .tl-marker { width: 46px; height: 46px; font-size: 1.15rem; }
  /* Mock-Dashboard auf Mobile: KPI-Karten untereinander, Donut zentriert */
  .md-top { grid-template-columns: 1fr; gap: 10px; }
  .md-card { display: flex; align-items: baseline; justify-content: space-between; text-align: left; gap: 8px; flex-wrap: wrap; }
  .md-card span { margin-bottom: 0; }
  .md-chart { flex-direction: column; gap: 18px; }
  .md-legend { width: 100%; }
  .gc-value { font-size: 2.1rem; }
}